Protect your legacy with a trust
A trust is an estate planning tool that helps you control how your assets will be distributed after your death.
J.P. Morgan Wealth Management offers self-directed and managed trust accounts to help you distribute your assets according to your wishes and make your estate planning easier.
Learn about trusts
What is a trust?
A trust is a separate legal entity that holds assets for you or for the benefit of others.
The trust document specifies how your assets should be managed, and how, when and to whom your assets will be distributed.
Sharpen your knowledge
What is a living trust?
You can create a trust while you’re living to help manage how your assets will be distributed after you pass away. Read how a living trust could help you protect your legacy.
Wills vs. revocable trusts: Which one should I have?
Estate planning terminology can be confusing. Learn how wills and revocable trusts can be used to accomplish your estate planning goals.
What are Grantor Retained Annuity Trusts (GRATs)?
In a low interest rate environment, many individuals use GRATs to pass asset appreciation to their family members.
What you’ll need to get started
You’ll need the following to open a trust account:
- A trust governing instrument, such as the trust agreement, will (if your trust is a testamentary trust) or a certification of trust
- Two forms of government ID for the trustee(s)
- Access to your Secure Message Center at chase.com to submit any supporting trust documents
If there are two trustees, both trustees will need to be present during the account opening call to confirm their contact information and provide signatures.
Here’s how you can invest with a trust account
J.P. MORGAN ADVISORSInvest with our advisors
- Tailored advice: Partner 1:1 with a J.P. Morgan advisor to get a personalized financial strategy and investment portfolio—backed by our trusted professionals.
- Financial planning: Our advisors will get to know you and your family to design a personalized financial strategy for your unique goals.
- Wide range of investments: Plus, our advisors have access to a wide range of investments and can help you choose the right ones for you.
J.P. MORGAN SELF-DIRECTED INVESTINGInvest on your own
- Unlimited $0 commission online trades: Build your investment portfolio with unlimited commission-free trades on stocks and ETFs.
- Thousands of investments: Choose from a wide range of investments including stocks, ETFs, mutual funds, money market funds, treasuries and other fixed income.
- Powerful tools: From alerts to screeners, we make it easy to build diversified portfolios.
Call 1-800-392-5749 Monday–Friday from 8 AM to 9 PM ET.
The process can take up to 45 minutes to complete.
Frequently asked questions
Trusts can be either revocable or irrevocable.
A revocable trust can be modified or revoked at any time you are alive and competent.
An irrevocable trust, on the other hand, is established during your lifetime, but cannot be modified unless permitted by and according to state law.
A trust account is a legal entity that allows a fiduciary third party—a trustee—to hold and direct assets under the trust’s registration on behalf of a beneficiary.
Please call 1-800-392-5749 Monday–Friday from 8 AM to 9 PM ET. After authenticating yourself, navigate the automated menu by pressing ‘0’ (speak to a specialist). You’ll be routed to a service team member—tell them you would like to be transferred to the “Digital Service Center to open a self-directed trust account.”
If you’d like to open a managed account and work with an advisor, request details.