Interest and APRs
Smart credit habits start with an understanding of the annual percentage interest rates that define what you are charged.
The math on APR
If you carry balances on your credit card from month to month, your credit card purchase APR determines how much you must pay in interest.
Credit cardsThe different types of APR for credit cards
Credit cardsDoes APR matter if you pay your credit card on time?
Credit cardsWhat is deferred interest on a credit card?
Learn more about smart credit behaviors and the role of interest
Credit cards
What is deferred interest on a credit card?Deferred interest may be charged when you don't pay the entire balance by the end of the promotional period.
Credit cards
What is a prime rate?
Learn about the prime rate and how it affects the interest on your credit cards.
Credit cards
How do credit card companies determine APR?
Annual Percentage Rate (APR) may be determined by many factors like "creditworthiness." Learn more today with Chase.
Credit cards
How does credit card interest work?
Understanding how credit card interest works and when you're charged interest rate fees on your credit card is a key to knowing how to manage your credit card debt.
Credit cards
How to calculate credit card APR charges
Credit card APR is the interest rate you're charged each month on any unpaid card balance. Learn how to calculate your daily and monthly APR.
Credit cards
How to score a lower interest rate on a credit card
A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest.
Credit cards
When do credit cards charge interest?
Credit cards charge interest if you carry a balance month to month. Learn all you should know about how credit card interest is calculated and how to pay less.
Credit cards
What's residual interest on a credit card?
Understand what residual interest is, also known as “trailing interest," to help avoid unexpected charges on your credit card statements.
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