Chase United Airlines credit card benefits, explained
Quick insights
- You can earn United MileagePlus® miles on every eligible purchase, which can be redeemed for future flights on United and its partner airlines.
- There are four United personal credit cards: United GatewaySM Card, UnitedSM Explorer Credit Card, United QuestSM Card and United ClubSM Infinite Card.
- Chase United credit cards can be a great option for travelers who value added perks like free checked bags, statement credits and more.
If you're a frequent flyer or just want to travel more, a travel credit card can be a good way to earn miles toward your next trip and to enjoy a range of travel perks. Selecting an airline credit card, such as United, can help enhance your travel experience through rewards, travel perks and lounge access. There are a variety of benefits for travelers and many ways to earn miles through the United MileagePlus® Program. Learn more about the Chase United credit card benefits to help find the right card for you.
United credit card offers and perks
Below is a list of some of the United credit card offers and perks:
- Earn miles: Each United card offers great opportunities to earn miles on travel, dining and everyday purchases. While every card has everyday earning capabilities, certain cards have accelerated earning opportunities to help you rack up points. Go to United Credit Cards site for the latest information.
- Up to $120 Global Entry, TSA PreCheck®, or NEXUS fee credit: Some United cards qualify for a statement credit of up to $120 every four years after cardmembers complete either the Global Entry, TSA PreCheck® or NEXUS application and charge the application fee to their eligible United card.
- Bonus miles: United credit cards offer new cardmember bonus miles offers. Go to United Credit Cards site for the latest information about bonus miles for each card.
- MileagePlus Program benefits: The United credit cards offer cardmembers MileagePlus benefits, including the opportunity to earn Premier® qualifying points on eligible cards.
- 25% back on United inflight and Club premium drink purchases: The United credit cards offer 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United operated flights and on Club premium drinks when you pay with your United Card.
- Travel protections: The United cards listed below all feature Auto Rental Coverage and Trip Cancellation and Interruption Insurance. Coverage levels and amounts vary by card.
United credit cards options
There are four United personal credit cards, all with a unique set of perks. There is no annual fee associated with the United GatewaySM credit card. The UnitedSM Explorer Card, United QuestSM Card and United ClubSM Infinite Card have an annual fee. The amount of the annual fee varies for each credit card.
United Gateway℠ Card: Benefits include:
- 2x miles per $1 spent on United purchases, local transit and commuting, and at gas stations
- 1x mile per $1 spent on all other purchases
- 25% back on United inflight purchases and Club premium drink purchases
United℠ Explorer Credit Card: The benefits of this card include:
- 2x miles per $1 spent on United purchases, dining including eligible delivery services, and on hotel stays when booked directly with the hotel.
- 1x mile per $1 spent on all other purchases
- 2 United Club℠ one-time passes per year after account opening and on each anniversary
- Free first checked bag (terms apply)
- Up to $120 Global Entry, TSA PreCheck®, or NEXUS fee credit and priority boarding
- 25% back on United inflight purchases and Club premium drink purchases
- Earn up to 1,000 Premier qualifying points (PQP). You'll earn 25 PQP for every $500 you spend on purchases with your Explorer Card (up to 1,000 PQP in a calendar year) that can be applied toward your Premier status qualification, up to and including the Premier 1K® level
United Quest℠ Card: Benefits include:
- 3x miles per $1 spent on United purchases
- 2x miles per $1 spent on all other travel, dining including eligible delivery services, and select streaming services
- 1x mile per $1 spent on all other purchases
- Two 5,000-mile anniversary award flight credits (terms apply)
- Free first and second checked bags (terms apply)
- Up to $100 Global Entry, TSA PreCheck®, or NEXUS fee credit and priority boarding
- 25% back on United inflight purchases and Club premium drink purchases
- Up to $125 annual United statement credit as reimbursement for United purchases
- Opportunity to earn up to 6,000 Premier-qualifying points per year that can be applied to your Premier status qualification
United Club℠ Infinite Card: Offers United Club℠ membership (up to a $650 value per year) and benefits include:
- 4x miles per $1 spent on United purchases
- 2x miles per $1 spent on all other travel and dining including eligible delivery services
- 1x mile per $1 spent on all other purchases
- Free first and second checked bags (terms apply)
- Up to $120 Global Entry, TSA PreCheck®, or NEXUS fee credit
- 25% back on United inflight purchases and Club premium drink purchases
- Opportunity to earn up to 10,000 Premier-qualifying points per year that can be applied to your Premier status qualification
- With Premier Access® travel service, additional perks include priority check-in, security screening, boarding and baggage handling privileges (where available)
Are the United credit cards worth it?
United credit cards can be a way to earn travel rewards for both frequent and occasional United flyers. These credit cards come with useful benefits when flying with United. Additionally, you can also redeem your earned miles to fly with United Airlines partners.
Whether you decide to apply for a United credit card, evaluate the card benefits to determine if it's a good fit. Depending on how you use your rewards, you may strategize by using your United credit card for your travel, travel-related and everyday purchases.
Find a United credit card
If you're a traveler who flies with United, the United℠ Explorer Card may be an option to consider. This card may be an ideal option for savvy travelers.
What are the United Explorer Card benefits?
The benefits associated with the Explorer Card include:
Reward points
Cardmembers can earn:
- 2x miles per $1 spent on United purchases, dining including eligible delivery services, and hotel stays when booked directly with the hotel
- 1x mile per $1 spent on all other purchases
Up to $120 Global Entry, TSA PreCheck® , or NEXUS fee credit
Cardmembers will receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to a United Explorer Card.
Bonus miles
This card offers new cardmember bonus mile. Go to the United Explorer Card site for the latest information.
Priority boarding
The primary cardmember and one companion on the same reservation will be invited to board United operated flights prior to general boarding.
Free first checked bag
The primary cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free (up to $40 value, each way, per person) on United operated flights. To activate this perk, the primary cardmember must include their United MileagePlus® number in the reservation and purchase their tickets from United with their Explorer Card.
25% back on United inflight and Club premium drink purchases
You'll receive 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United operated flights and on Club premium drinks when you pay with your United℠ Explorer Card.
2 United Club℠ one-time passes
This card offers two United Club one-time passes after account opening and on each cardmember anniversary - over a $100 value per year.
Renowned Hotels and Resorts for United® Cardmembers
Experience an exclusive suite of benefits including a $100 property credit, daily breakfast for two, complimentary Wi-Fi, and a room upgrade and early check-in/late check-out, if available, when you book through Renowned Hotels and Resorts for United® Cardmembers.
United Explorer Card Concierge
You have complimentary access to United Explorer Card Concierge service 24 hours a day. With the help of the concierge service, you can find tickets to top sports and entertainment events, make reservations for dinner and find tickets to a theater show.
United® MileagePlus Program
With your United Explorer Card, you'll be automatically enrolled in United MileagePlus — the airline's loyalty program. In addition to earning miles for purchases made with your card, you can earn miles by flying with United, United Express®, Star Alliance™ and other airline partners.
Is the United Explorer Card worth it?
The Explorer Card offers many benefits such as a competitive bonus offer and many avenues to earn and redeem points.
If you're a loyal United flyer and don't already have Premier® status, the perks alone may justify the card's annual fee.
The card offers exceptional value for United flyers such as priority boarding, money back as a statement credit on in-flight purchases, a free checked bag and two United Club passes annually. For passengers who travel internationally, you earn up to $120 in the form of a statement credit to offset Global Entry, TSA PreCheck®, or NEXUS fees when the application is paid with the card. Whether you're a frequent or occasional flyer, the United Explorer Card may be a good fit for you.
Chase United credit cards
Chase United credit cards may be suitable for both frequent and occasional travelers who book with United. These cards can be a great option for travelers who value added perks like free checked bags, statement credits and more. With several cards to choose from, you can compare the different United credit cards to decide what works best for you.
Which United credit card should I choose?
When deciding which United credit card might be right for you consider how often you fly with United and your travel benefit preferences. Whatever option you choose, using a United credit card can be a smart way to earn miles and get travel perks.
