Get to know the Chase Freedom Rise® credit card

When it comes to credit cards, many people looking to obtain their first card are unsure how to get started. Some people with no credit history start off by asking a parent or guardian to be a co-signer on their first credit card. Others apply for secured credit cards that require depositing a small sum, typically several hundred to a few thousand dollars, to begin building their credit from scratch.

The Chase Freedom Rise is a credit card offering people new to credit cards a way to move forward. Earning 1.5% cash back on every purchase is just one of many features that come with Freedom Rise.

Read on to learn more about writing your own credit story, as well as the benefits and perks Freedom Rise offers.

Begin your credit story with Chase: No prior credit history is required to qualify

Chase does not require a prior credit history to qualify for a Freedom Rise card. However, having at least $250 in your Chase checking account within three days of submitting your application may improve your chances of approval. Though none of these actions will guarantee you get approved for the card, they may increase your chances.

What are some perks and benefits that come with your Freedom Rise credit card?

Here are several additional benefits offered with Freedom Rise:

Potential for a Freedom Rise credit limit increase after just six months

Using your Freedom Rise card responsibly by paying more than the minimum payment on time and paying down balances may help you qualify for an increase to your credit limit. It can also potentially boost your credit score in just six months.

Why pay cash when you can get cash back?

Many cards offer cash back on certain kinds of purchases. With Freedom Rise, you get 1.5% flat cash back on everything you buy using the card. This can help new cardmembers earn cash back by using the card for regular as well as planned purchases. So, whether it’s filling up gas at the pump or that new set of eyeglasses you’ve had your eyes on, you can earn cash back on those purchases.

It pays to pay automatically

Freedom Rise rewards you for paying bills on time and for setting up automatic payments for your card. Cardmembers who activate automatic payments within the first three months of having the card receive $25 as a one-time statement credit.

No minimum accumulated rewards are required to redeem points

Some cards require you to earn a baseline number of points before you can put them to work. This is not the case with Freedom Rise. You can redeem your rewards points for cash back whenever you choose, and there’s no minimum amount of points you need to redeem.

Enjoy the travel and purchase benefits that come with Chase Freedom cards

Like other cards in the Chase Freedom family, Freedom Rise comes with the benefits of trip cancellation/interruption insurance for qualified events that prevent travel when booked using your card. You also receive purchase protection against damage and theft for qualified purchases made using the card. Check card terms and conditions for details.

Food, grocery and retail delivery

New cardmembers receive discounts and cash back from select Chase partners. Those new to Freedom Rise also receive palatable perks: a free DashPass by DoorDash membership for 6months if you activate by December 31, 2027.

Is the Chase Freedom Rise the right credit card for me?

Freedom Rise can help people new to credit cards start off their financial journey on the right foot. The card can help students and others new to credit earn cash back on routine purchases.

How do I apply for a Chase Freedom Rise credit card?

To apply for a Chase Freedom Rise credit card, visit a Chase branch and ask for someone to assist you. You may also apply through the Chase website.

To open a Chase checking account or apply for a credit card, you will need to provide proof of identity along with contact and other information.

For students and others new to credit cards, having an open Chase checking account with a minimum of $250 in deposits within three days of submitting the card application may improve their chances of being approved for Freedom Rise.

Takeaways

Earning cash back on purchases is a big reason why people choose Chase Freedom Rise and the Freedom family of cards. You could receive a higher credit limit in as few as six months—check card terms and conditions for details.