Chase Pay In 4℠ FAQs

Here’s how:

• From your Chase checking account activity, look for “Split into 4 payments” on eligible debit card purchases between $50.00 and $400.00 made within the last 7 days.
• Choose an eligible purchase to set up a plan.
• Once your plan is created, we'll put the full purchase amount back into your Chase checking account—in most cases, within 24 hours. Your first payment is due 2 weeks after the plan is set up. Then, you'll make payments every 2 weeks until the balance is paid in full.

Keep in mind: You’ll have a maximum of $400.00 to use across all active Pay in 4 plans. Also, if you set up a Pay in 4 plan for a purchase that’s pending, you’ll usually see the Pay in 4 deposit post first, then the final purchase amount will post after.

There isn't a set limit for how many purchases you can split into 4 payments, but the total balances outstanding for all Chase Pay in 4 plans can't exceed the $400.00 maximum for all plans.

No, you can't change or cancel your Chase Pay in 4 plan, but you can pay it off at any time. There's no penalty for paying off your plan balance early.

Access your active and completed Chase Pay in 4 plans from your account overview dashboard and your account activity section on the Chase Mobile® app and chase.com. In your account activity, look for "See Pay in 4 details" on individual purchases.

Keep in mind: If you have a joint checking account, only the customer who sets up the Pay in 4 plan will be able to see the plan details and activity on their Pay in 4 dashboard.

Don’t worry, you weren’t charged twice. When you set up a Chase Pay in 4 plan on the date of purchase and the transaction is pending, you’ll usually see the plan amount put back in your account on the same day. The final purchase amount will post on a later date.

Keep in mind: When you set up a Chase Pay in 4 plan on the date of purchase and the transaction is pending, the date of purchase and the date your transaction posts to your account may be different.

When you set up a Chase Pay in 4 plan for a pending purchase, the final purchase amount may be different than the plan amount put back in your account. The final amount that posts to your account could change (i.e., gratuity); however, your Pay in 4 plan amount won’t be adjusted. This means, once you set up a Pay in 4 plan, the amount of the plan doesn’t change.