Earn more on your cash with J.P. Morgan Premium Deposit

EARN

3.60

%

APY

as of 12/19/2024

J.P. Morgan Premium Deposit requires an initial minimum 
of $100,000.

Partner with a J.P. Morgan Private Client Advisor to discuss your cash management options—including Premium Deposit, which currently offers:

  • Competitive 3.60% annual percentage yield as of 12/19/2024. That's up to 7x the national average with an initial deposit of $100,000.
  • Same-day availability
  • FDIC-insured

Submit this form or speak with a J.P. Morgan team member Monday-Friday from 8 AM to 9 PM ET to connect with an advisor about our liquidity management options.

Get started today

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Click ‘continue’ once to have a J.P. Morgan team member contact you. J.P. Morgan Private Client Advisor clients generally have $100,000 or more in investable assets.

Enjoy a free one-on-one investment consultation
when you work with a J.P. Morgan Private Client Advisor

Work closely with a dedicated advisor who takes a personalized approach to delivering strategies that help you reach your unique goals.

Dedicated advisor

Work one-on-one with an advisor who will act in your best interest when managing your account and is committed to helping you reach your goals.

Custom portfolio

Your advisor can build your custom investment portfolio using a range of managed, brokerage and insurance products.

Holistic view

Manage all of your banking, investing and borrowing, and conveniently transfer money in the Chase Mobile® app or at chase.com.

For full details, see the J.P. Morgan Premium Deposit fact sheet (PDF) and disclosure statement (PDF).

IMPORTANT INFORMATION REGARDING J.P. MORGAN PREMIUM DEPOSIT ELIGIBILITY

Availability of J.P. Morgan Premium Deposit is subject to eligibility criteria including but not limited to account type, initial minimum deposit requirements and balance maximums. These criteria are subject to change at any time at the discretion of J.P. Morgan Securities LLC.

Terms of eligibility, balance requirements and premium are subject to change at any time. Chase Bank or J.P. Morgan Securities LLC, in their discretion, may also modify the terms, conditions and procedures relating to J.P. Morgan Premium Deposit. You will be notified of any changes that adversely affect you.