Travel Protection

United℠ Explorer Cardmembers enjoy built-in travel protection benefits that give you peace of mind while traveling near and far.

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days. 

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses made with your United Explorer Card, such as meals and lodging, up to $500 per ticket.

Trip Cancellation/Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is cancelled or cut short by sickness, severe weather and other covered situations.

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your United Explorer Card, you’re eligible to receive accidental death or dismemberment coverage of up to $500,000.

Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your United Explorer Card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.

For assistance with all United Explorer Card protection benefits, please call 1-888-880-5844. International charges may apply; please contact your service provider for additional details.