A variety of jumbo loan options to explore
And see if you qualify for the $5,000 Chase Closing Guarantee.
Many ways to finance or refinance a jumbo loan
Jumbo mortgages typically are for larger loan amounts not covered by conforming loan limits. We offer flexible loan terms, including fixed-rate, adjustable-rate and interest-only. We promise an on-time closing for eligible products in as soon as three weeks or you'll get $5,000, if you qualify.
New homes and condos
For buying or refinancing high-value properties, we have the expertise to help with loans up to $9.5 million or up to 89.99% of the home's value.
Second homes and investment properties
Want a second home for vacations or a property to earn additional income? A condo for more convenience to work? Most of these loans can require just 15% down for a second home, and 20% down for investment properties.
Interest-only jumbo loans
Get more flexibility in keeping your month-to-month costs low. These loans are for high-value, single-family primary or secondary home purchases or nocash-out refinances. These are sometimes called "non-conforming" loans.
Local rates for jumbo loans
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More benefits with Chase
We’re here with the expertise, tools and resources to make buying easier.
Relationship Pricing Program
You may be eligible for a rate discount based on new and existing balances when buying a new home or refinancing. Max rate discounts may apply.
Gift funds for down payments
For the purchase of a second home, gift funds are allowed as a source for down payments. Talk to a Chase Home Lending Advisor for more details.
Chase MyHome®,
When you visit Chase MyHome, you have access to powerful tools and resources to search for homes, view neighborhood trends and more.
Investment property
Weigh the benefits and risks before buying an investment property.
Vacation home
Make sure a potential vacation home meets your personal and investment needs.
Compare cities for your next home
Watch our City vs. City series to explore similar jumbo-loan category homes in different places with Ryan Serhant.
New York City vs. Los Angeles
San Diego vs. Denver
So, you’re ready for an investment property?
We created our Beginner to Buyer podcast series to give you useful homebuying insights and tips. If you're considering an investment property purchase, be sure to check out this episode.
Top trending articles for jumbo mortgages
Learn more about jumbo loans, the ins and outs of applying and how to qualify for a jumbo mortgage.
How to qualify for a jumbo mortgage
To get a jumbo loan, you need to meet certain requirements and provide proof. Find out if you qualify for a jumbo mortgage.
Jumbo vs conforming loans
Jumbo loans are larger than conforming loans. Learn the key difference between jumbo loans and conforming mortgages.
Jumbo loan down payments
A jumbo loan can help you finance the home of your dreams. But you need to be prepared to make a sizable down payment. Here’s what you need for jumbo down payments.
How to refinance a jumbo mortgage
Refinancing a jumbo mortgage requires more proof of financial security than regular mortgage refinancing. Here's what you need to know.
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