Do I need to notify a credit card company when traveling?
Quick insights
- In the past, credit card issuers and banks asked customers to provide travel notices when using a card while away from home.
- At Chase, you can travel and make large purchases without calling us due to advancements in fraud detection technology.
- In some instances, Chase may reach out to you directly to confirm a purchase.
If you have travel plans, you may be wondering if you need to alert your credit card issuer. Due to advancements in fraud detection technology and security, these days the answer is no.
However, updating your credit card contact information before your travels is a helpful way to ensure your bank can reach out should they need to confirm a purchase.
Here's how you can prepare yourself and your credit card for your next trip.
What is a credit card travel notice?
A travel notice is the outdated practice of alerting your credit card issuer that you may be using your credit card in a different location.
Is it required to set a travel notice with Chase before I travel?
No, Chase no longer accepts travel notices. With advancements in fraud detection technology, there’s no need to call before traveling. If necessary, Chase may reach out to you directly to confirm a purchase. You can also customize account alerts to get notified and informed of account activity at chase.com or in the Chase Mobile® app.
Confirming that your credit card contact information is up to date prior to your travels can help ensure your credit card issuer can reach you. In general, no additional action is needed before your trip.
Should you notify your credit card company when you travel abroad?
It’s a common misconception that you still need to alert your credit card company when you travel internationally. Many credit card issuers, including Chase, no longer request customers to provide notice—regardless of travel destination.
Advanced technology like EMV chips and contactless credit cards help protect your credit card information during both everyday life and international travels.
In summary
At Chase, your security is a top priority. These days, you no longer need to contact Chase before traveling or before making a large purchase. Keep your contact information updated as Chase may contact you to confirm a purchase.
