The perks of using a credit card shopping portal
Quick insights
- Credit card shopping portals may allow you to earn additional rewards and use discounts.
- Follow the offer’s instructions to make sure the discount or reward applies to your account.
- Chase cardmembers may have access to several portals, including Shop Through Chase and Chase Offers.
If you’ve got a rewards credit card, you may have access to an online shopping portal where you can earn higher rewards and find exclusive discounts. The portals are usually complimentary, and you may find they’re easy to use. It could be a way to “stack” the rewards you earn with your card.
Here are the ins and outs of credit card shopping portals.
How credit card shopping portals work
If you have a credit card, you may have access to a shopping portal as a cardmember benefit. Within your credit card shopping portal, you can find promotions and browse participating retailers and stores.
You may be able to earn rewards at a higher rate than you would if you made the purchase directly through the retailer. The credit card issuer may also offer travel-related portals where you can purchase hotel and airline tickets.
To access the portal, you’ll typically need to navigate to your credit card mobile app, or for website access, log in through the shopping portal landing page, credit card homepage or your rewards account. Click on the deal that interests you to begin shopping.
Be sure to follow the instructions on the offer to receive your points and enable cookies to allow your browser to correctly track your purchases.
Benefits of using a credit card shopping portal
Why use a shopping portal? You may earn rewards at a higher rate.
Earn extra rewards points
Within the portal, you may find opportunities to earn more rewards points than you would if you purchased the items directly from the vendor. You may find that this helps you maximize your points.
Shop deals exclusive to cardmembers
If you’re looking for special discounts, your credit card’s shopping portal might be a good place to start. Deals may be updated weekly or even daily, and there may be additional offers around certain holidays. These offers may not come with rewards.
What is Shop Through Chase?
Chase customers may have access to Shop Through Chase, the online Chase shopping portal within Chase Ultimate Rewards®. Within the portal, you’ll find offers from hundreds of retailers to help you with routine online shopping. You may see opportunities to earn additional rewards or get discounts on purchases.
It’s easy to find the best promo codes for retailers within the portal. It could be a good starting point for any online shopping you may do.
What is Chase Offers?
Chase Offers—different from Shop Through Chase—provides another opportunity to maximize your rewards. Within the Chase Mobile® app, you can browse and activate deals through this program. The program allows you to add offers to your card and you earn statement credits if you meet the terms of the offer.
In summary
If you want to earn more rewards on your purchases, consider using your credit card’s shopping portal. Chase cardmembers may use Shop Through Chase and Chase Offers.
