Benefits of using the Chase shopping portal
Quick insights
- Chase cardmembers can earn additional Chase Ultimate Rewards® points when using their credit card to make purchases through the Chase shopping portal.
- The portal is called Shop Through Chase™ and it features over a thousand retailers.
- Rewards earned in Shop Through Chase are in addition to points earned on Chase credit card transactions.
Earning rewards points with a Chase credit card is often as easy as making a purchase. Many Chase credit cards offer 1x points on most purchases with 3x and 5x points in some specific spending categories like travel, gas station or grocery store purchases.
Yet, there’s a way cardmembers can earn even more points. In the Chase shopping portal, called Shop Through Chase™, you can shop over a thousand retailers and earn points in addition to those you already earn on credit card purchases.
How to use Shop Through Chase
Shop Through Chase is a program offered by Chase that allows Chase Ultimate Rewards cardmembers to earn extra rewards when shopping online. It is a portal that connects cardmembers to more than a thousand online retailers, offering them the opportunity to earn bonus points or cash back on their purchases. The program provides a convenient way to earn additional rewards on everyday online purchases.
Earning points with Shop Through Chase
Cardmembers can earn points with Shop Through Chase portal by simply starting their online shopping journey through the portal. After logging into their Chase account, they can browse through the list of participating retailers and click on the desired store.
By clicking on the store, they will be redirected to the retailer's website, where they can complete their purchase as usual. Bear in mind that purchases done directly through the retailer’s website won’t include Shop Through Chase additional rewards. Points are credited to the cardmember's account based on the purchase amount and the specific rewards rate offered by the retailer.
Cardmembers can access Shop Through Chase through their Chase account online. It can be found in the Chase Ultimate Rewards section of the Chase website.
Special offers with Shop Through Chase
Chase cardmembers may score additional special offers in the shopping portal as well. Shop Through Chase sometimes features special offers and promotions that allow you to earn even more rewards. These special offers may include limited-time bonus point opportunities, increased rewards rates or exclusive discounts. .
Cardmembers should regularly check the Shop Through Chase portal for these special offers to maximize their rewards potential. Offers and retailers in the portal are subject to change.
The difference between Shop Through Chase and Chase Offers
While both Shop Through Chase and Chase Offers are reward programs offered by Chase, they serve different purposes.
- Shop Through Chase: Focuses on earning extra rewards when shopping online. Purchases must be initiated and completed through the Chase shopping portal.
- Chase Offers: Provides targeted discounts and deals at select merchants. These deals are activated and applied when you shop online at the store—not through Chase.
Where you shop and what rewards or savings you're after will help you determine which Chase reward program to use. Chase Offers provides savings and discounts. Shop Through Chase, while it may sometimes have savings and deals, is mainly for earning Chase Ultimate Rewards points.
To utilize one, it can be helpful to keep in mind where your purchase takes place. Shop Through Chase purchases must be made online through Chase’s shopping portal. Chase Offers are discounts and deals that are applied when checking out with a retailer in store, online or through a mobile app or wallet.
Cardmembers can activate Chase Offers and redeem them by using their Chase card at the participating merchant. When you activate the offer and use your card, you should see a statement credit applied to your account with 7-14 business days. Chase Offers are personalized to the individual and can be checked through the Chase mobile app or your online account.
Considerations when using Shop Through Chase
Shop Through Chase has a wide range of participating retailers, including popular brands in various categories such as:
- Clothing and apparel
- Electronics
- Home and garden
- Pet supplies
- Business expenses
- Department stores
Cardmembers may want to review the specific terms and conditions of each retailer's offer to understand the rewards rate, any exclusions and any additional requirements.
It is important to note that rewards earned through Shop Through Chase are in addition to the regular rewards earned on the card. Cardmembers can regularly check for updates and new retailers added to the Shop Through Chase program to benefit from the latest opportunities to earn rewards.
In summary
If you're a Chase cardmember who prioritizes earning rewards points, you may have good reason to explore Shop Through Chase. With Ultimate Rewards points earned on every purchase through the Chase shopping portal, you can earn bonus points in addition to those earned with your credit card purchases. There are more than 1,000 retailers to shop at and savings and discounts available through the portal. If you’re poking around in Shop Through Chase, you may find better deals and rewards than if you had gone directly to the retailer.
