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Guide to the Southwest Rapid Rewards Business Credit Card

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    Chase offers two Southwest® business credit cards, each with exciting rewards programs and travel benefits. Below, we'll review the features of the Southwest Rapid Rewards® Performance Business Credit Card, and the Southwest Rapid Rewards® Premier Business Credit Card with Rapid Rewards®, either card may be rewarding for your travel and your business.

    Southwest Rapid Rewards Performance Card overview

    Several features and benefits are offered by this business credit card with an annual fee. Visit the card page for complete details.

    Rewards

    • Earn 4 points per $1 spent on Southwest Airlines purchases.
    • Earn 3 points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
    • Earn 2 points per $1 spent on social media and search engine advertising, internet, cable and phone services.
    • Earn 2 points per $1 spent on local transit and commuting, including rideshare services.
    • Earn 1 point per $1 spent on all other purchases.
    • Receive 9,000 bonus points each year after your cardmember anniversary.

    Cardmember benefits

    •  Four upgraded boardings per year when available, and up to 365 InFlight WiFi credits per year.
    •  Earn 1,500 TQPs toward A-List status for every $10,000 spent — with no limit on the amount of TQPs you can earn.
    •  $500 fee credit for points transfers when you use your Rapid
    • Rewards Business Credit Card to transfer points to another Rapid Rewards Member. Fees associated with the transfer will be reimbursed — up to $500 in statement credits per anniversary year.
    •  Add employee cards at no additional cost and earn points on employee spending.
    •  Receive a statement credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS to pay the application fee.

    Southwest Rapid Rewards Premier Card overview

    Visit the full page for the features and benefits offered for this business card's annual fee:

    Rewards

    • Earn 3 points per $1 spent on Southwest Airlines® purchases.​
    • Earn 2 points per $1 spent on Rapid Rewards hotel and car rental partner purchases.​
    • Earn 2 points per $1 spent on local transit and commuting, including rideshare services.​
    • Earn 1 point per $1 spent on all other purchases.​
    • Receive 6,000 bonus points each year after your cardmember anniversary.​

    Cardmember benefits

    •  Benefits for when you fly Southwest: Two EarlyBird Check-In® each year and 25% back on inflight purchases.​
    •  Unlimited tier qualifying points (TQPs):Earn 1,500 TQPs toward A-List status for every $10,000 spent — with no limit on the amount of TQPs you can earn.​
    •  $500 Fee credit for points transfers: When you use your Rapid Rewards Business Credit Card to transfer points to another Rapid Rewards Member, fees associated with the transfer will be reimbursed — up to $500 in statement credits per anniversary year.

    What are the benefits of the Southwest Rapid Rewards credit cards?

    The Southwest Rapid Rewards business credit cards that Chase offers have several features in common:

    Bonus rewards

    The Rapid Rewards Performance and Rapid Rewards Premier business cards both offer a sign-up bonus if you meet the spend requirement. Cardmembers also receive anniversary rewards points each year. The spending requirements for earning the sign-up bonus and the number of anniversary points for each card will differ.

    Earning rewards

    Cardmembers can earn points at an accelerated rate for Southwest Airlines purchases and earn 2 pts per $1 on local transit and commuting purchases, including rideshare. The exact earning rates for those and other types of purchases also vary between the two credit cards. Cardmembers can also add employee cards at no additional cost to earn points on employee spending.

    Travel and purchase coverage

    These benefits are the same for the Rapid Rewards Performance and Rapid Rewards Premier business cards.

    • Lost Luggage Reimbursement: If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
    • Baggage Delay Insurance: Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
    • Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.
    • Purchase Protection: Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

    Can you get a companion pass with a Southwest business card?

    In general, qualifying points you earn by using your Southwest business card can apply to your progress toward the companion pass benefit. You may earn the companion pass benefit by taking qualifying flights or earning a certain number of Rapid Rewards points on qualifying purchases within a calendar year. Given that it is available through the Rapid Rewards program, specific terms and conditions apply.

    How hard is it to get approved for a Southwest business credit card?

    Chase's Southwest business cards may be a great choice depending on what you'd like from a credit card. Generally speaking, your business credit score and history are important factors that issuers consider when reviewing a credit card application. Those aren't the only factors, though. You may be able to increase your approval odds for a credit card in several ways.

    In summary

    Southwest Rapid Rewards business credit cards may be rewarding for your business and travel. Consider using our Card Comparison Tool if you're interested in either the Southwest Rapid Rewards® Premier Business Credit Card or the Southwest Rapid Rewards® Performance Business Credit Card.

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