How Chase is shedding light on complex topics to help you unlock a brighter financial future

Part of creating the future you want can include having a plan for your financial wellness. Whether you’re thinking about your first condo or a new car, building a solid credit history is likely a must. You might be wondering, then, “How can I make this process of building credit easier?”

With a smartphone and some simple digital tools, understanding your credit score and unlocking the opportunities you want can be within reach. Let’s get into it.

Introducing your new favorite financial podcast

The Credit Talk podcast is an engaging and informative way to learn about the importance of credit and the role it can play in achieving your goals. Each week, host Victor Cruz sits down with talented, interesting people from a variety of backgrounds to talk about how their experiences with credit have shaped their careers, personal lives, and real-life financial journeys. Please note that Credit Talk is sponsored by Chase Credit Journey^®.

In this podcast, you’ll learn about building generational wealth, becoming an entrepreneur, empowering your financial future and more. Listen in on conversations with people who’ve made it happen for themselves. Think actionable tips, relatable life stories — and without the jargon.

Building better financial opportunities

One thing you might want to do to create financial opportunities for yourself is to take your credit seriously right from the start. You may already know your credit score is an important number, and that the higher it is the better. However, it’s not always easy to understand the factors that affect your score — and how improve them.

For example, debt can impact your credit score, whether that’s good or bad debt. You may want to consider how better budgeting and monitoring credit activity can help you stay on track with your financial goals. You have to hear five-time world champion snowboarder, cancer survivor and mom of two Brenna Huckaby talk about her journey to financial security. Note that Brenna is a part of a paid partnership with Credit Talk podcast.

Listening to real people’s stories can make it easier — not to mention more interesting — to connect the dots and illustrate how even the smallest financial decisions can have a big impact on your financial future. Note: Comparison is not the goal here. Rather, there’s a huge benefit to hearing about challenges that others have overcome on their journey to financial stability.

On the Credit Talk podcast, you’ll also hear about overcoming mental challenges, such as how debt can affect your mental health. Like host Victor Cruz, many of the guests are famous and are financially strong today. But even they had to learn how to budget so they could see exactly what was coming in and what was going out so they could achieve the big things they want in life.

Swipe, tap, secure: Manage your credit with confidence

It’s not exactly breaking news that we live on our phones — from managing your social life and calendars to placing takeout orders. On your smartphone, you can also take advantage of numerous digital tools to help build credit. If you’re curious about your score, how to improve it or the factors affecting it, check it for free using Chase Credit Journey^® — no Chase account required, but if you do have an account you can see it already in your app.

Credit Journey^® allows you to view and track your score without negatively impacting it, and provides insights into how you can improve it. You can set score goals and follow a personalized action plan provided by Experian™, as well as get notified with an updated credit score every week, telling you what’s changed. You can also set alerts to monitor your identity and get notified if your data is found on the dark web. If you have questions, there is someone to speak to who can help.

An empowered financial future starts now

Be the boss of your financial future by staying on top of your credit score to help you unlock opportunities for yourself. Hit subscribe on the Credit Talk podcast, visit Credit Journey^® and download the Chase Mobile^® app to get one step closer to creating the financial future you want.