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EVERYDAY CHECKING

Chase Total Checking®

 

Our most popular checking account makes everyday banking easy for you. Get started today with all the banking essentials—it only takes a few steps.

 

Account subject to approval

 

$12 or $0 Monthly Service Fee

You can avoid the fee by doing one of the following each monthly statement period: Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,

 

OR a balance at the beginning of each day of $1,500 or more in this account,

 

OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances

 

Help keep your
money protected

With Zero Liability Protection, you'll get reimbursed for unauthorized charges on your debit card when reported promptly. Chase Total Checking also includes FDIC Insurance up to the maximum amount allowed by law.

Pair a Chase Savings℠ account with Chase Total Checking

Open a Chase Savings℠ account at the same time as your Chase Total Checking account to manage your money in the same spot.

Chase Savings℠
Savings made simple with our most popular savings account.

$5 or $0 Monthly Service Fee

How to avoid the fee | See account details

 

Chase Total Checking
Our most popular checking account with all the banking essentials.

$12 or $0 Monthly Service Fee
How to avoid the fee

Not sure? Explore our other checking accounts

Compare your options and find the right account for you.

Read more about personal banking

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How to open a checking account: A step-by-step guide

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When should you open a checking account online?

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Benefits of having a checking account

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FAQs

Learn more about your Chase Total Checking account by reading our frequently asked questions.

You can bank from anywhere with the Chase Mobile® app. To enroll, download the app on your phone or tablet or go to chase.com

There are several ways to easily add money to your bank account:

 

You can pay your rent, mortgage, credit card and other bills with Chase Online℠ Bill Pay. You can also add your debit card to your mobile wallet and use your phone to make purchases. This allows you to make secure payments even when you don't have your physical card.

 

You can use Zelle® to pay and get paid back fast with people you know and trust who have a bank account in the U.S. right in the Chase Mobile app. More than 1,000 banking apps in the U.S. offer Zelle® so you can use it with people you know and trust — even if they don't bank with Chase.

You can find them using the Chase Mobile app or on chase.com by following these simple directions. Once you have your checks, you can also find them on the bottom of each check.

On a check, the routing number is the first 9 digits followed by the account number, check number.