How to rent a car

Quick insights

• If you’re traveling out of town and need a reliable and flexible way to get around, renting a car might be a good option.
• Renting a car usually requires a valid driver’s license and form of payment, such as a credit card.
• Each rental company has different vehicle options and policies that dictate the terms of renting a car.

Renting a car is usually a straightforward process. Certain aspects are important to keep in mind, as well, such as daily charges and cleanup fees. This guide will help you understand the process and nuances before you drive off in a temporary ride.

What do you need to rent a car?

Generally, renting a car in the United States requires you to:

• Be at least 21 years old (a fee may apply if you’re under 25).
• Have a valid driver’s license or photo ID.
• Have a credit card, debit card or other form of payment the rental company accepts.

How does renting a car work?

The actual process of renting a car generally looks like this:

1. Pick a rental car company: Most companies have similar general limitations and requirements for their rentals. Specific limitations and fees for aspects of your rental may vary, such as the daily cost or mileage limit. Checking and comparing prices between rental car companies first may help you manage the cost of renting a car.
2. Choose your rental car: Rental car companies usually have a wide range of makes and models to choose from. You can probably find one to suit your budget and your style.
3. Document the condition: You can visually inspect a rental car with a company agent before you sign the rental agreement. Check for visible damage, cleanliness and the beginning mileage on the odometer. Upon return, the car will be inspected thoroughly to calculate your final bill. Take your own pictures if you’d like—documenting the condition you received the car in may avoid any disputes during the return.
4. Provide your card: Most car rental companies accept credit cards and debit cards as their primary form of payment. Even though certain companies accept debit cards, a larger “hold” or deposit and two forms of ID may be required before you drive away. Additional charges will be calculated and due when you return the vehicle.
5. Prepare to return the car: When you return your rental car, you’re typically expected to refuel it and make sure it is in the same condition as the day you picked it up. Otherwise, expect to pay additional fees outlined in your agreement for things like refueling or cleaning the car.
6. Return your car: Your rental company may charge you a late penalty if you return your car late, so be punctual. Some companies may offer a grace period, but others may not.

Can I rent a car with a temporary license?

Yes, depending on your state, you can typically rent a car with a temporary license if it has no restrictions and is valid for the entire period of the car rental. If the temporary license has no photo, you may be required to bring in another form of ID.

Can I rent a car without insurance?

If you don’t have a personal car insurance policy, you’re still able to rent a car. Rental car companies typically offer insurance options, such as damage waivers and liability coverage. The credit card you’re using may also provide coverage.

You will likely be responsible for any damage to the vehicle and have other liabilities while you rent it. Each company has different policies that you can check before you agree to the rental.

Can I rent a car without a credit card?

Most rental car companies require either a credit card or a debit card, so plan on having one with you for payment. Sometimes a card is used to guarantee payment, and a hold will be placed on the card. If you don’t want to pay for the rental with that same card, you can typically pay with cash or check when returning the rental.

Car rental tips

Here are some extra tips that could help make renting a car even simpler:

• Keep your receipts: When you return your rental car, have your proof of payment, any pictures you took, and your signed agreement handy in case there are any disputes or issues arise.
• Check for discounts: Depending on your issuer, you may be eligible for a rental car discount or perk through your credit card—check this first before agreeing to any payment.
• Request a car seat: If you’re a parent, you can request a car seat while making your reservation.

In summary

Knowing how to rent a car can be especially useful for travel plans or unexpected times when you need a temporary way to get on the road. You typically need a valid driver’s license, a photo ID and a credit or debit card to rent a car. As you’re going through the rental process, try to document the car’s condition. Returning it refueled and in the same condition can avoid additional charges.