Premier benefits for your growing business
Platinum Business Checking helps successful business owners with significant transaction volume save time and money while they manage their business.
No fee transactions
Make 500 transactions without a fee, plus $25,000 monthly cash deposits per statement cycle without an additional fee, and unlimited electronic deposits and incoming wires.
Cash management support
Get cash management services like account reconciliation, economy lockbox, commercial sweeps, ADT with zero balance account functionality, cash vault services, and more.
Platinum service
Concierge support from our dedicated Platinum Business customer service team is always only a phone call away.
The Monthly Service Fee can be reduced from $95 to $0
Want to waive the $95 Monthly Service Fee?
Here’s a summary of the criteria you need to meet each statement period:
- $100,000 or more in average beginning day balances each day in any combination of qualifying linked accounts (or $50,000 when linked to a Chase Private Client Checking℠, JPMorgan Classic Checking, or Private Client Checking Plus account)
For complete details and a list of qualifying accounts, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch. This information is subject to change.
Chase Platinum Business Checking offers features that can help you run your growing business
Additional account features
- 500 transactions without a fee, plus unlimited electronic deposits and incoming wires
- $25,000 monthly cash deposits per statement cycle without an additional fee
- All incoming wires and your four most expensive outgoing wires at no charge per statement cycle
- Take steps now to help protect your business when you enroll in complimentary Fraud Protection Services. This includes Check Protection Services, Check Monitoring, and ACH Debit Block using Chase Business Online
- Personal account benefits available
- No monthly service fee on your single-feed scanner. Learn more.
Take your business to the next level with premium tools and services
Payment Solutions
Accept payments in store or on-the-go with Chase Payment Solutions. Our comprehensive payment solutions help you get up and running quickly, without up-front fees, and with benefits like clear pricing, and next day funding.
The Payments Center
The Payments Center is your one stop for digital payments — you can compare options, choose what's right for your business and then make payments directly from the center.
Earn $750 bonus cash back
Plus, earn unlimited 1.5% on every purchase made for your business with the Chase Ink Business Unlimited® card
Frequently asked questions
Platinum Business Checking is designed for business owners with significant transaction volume to save time and money while they manage their business.
The advantages of a Platinum Business Checking account include:
- No-fee transactions. Make 500 transactions without a fee, plus $25,000 monthly cash deposits per statement cycle without an additional fee, and unlimited electronic deposits and incoming wires.
- Cash management support. Get cash management services like account reconciliation, economy lockbox, commercial sweeps, ADT with zero balance account functionality, cash vault services and more.
- Platinum service. Concierge support from our dedicated Platinum Business customer service team is only a phone call away.
You can open a Platinum Business Checking account online or in a branch. Be sure to look at our checklist and make sure you're ready before going into a branch.
Here's a summary of what you should take to the bank to open a Platinum Business checking account:
- Two forms of personal identification (one that’s government issued).
- Your tax identification number, Social Security number, TIN or EIN.
- Legal documentation establishing your business (Articles of Organization, Certificate of Formation) including legal business name, state of registration and registration date.
- Your Doing Business As (DBA) Certificate, if your business operates under a name other than its legal name.
For a full list of documents by business type, please see our checklist.
Yes. We offer Access & Security Manager℠ , an online tool that lets you delegate cash management activities while maintaining oversight and security. You can:
- Create unique online user profiles
- Control which accounts users can see
- Assign rights to documents and payment rails such as bill pay, wires, etc.