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Business Checking with Chase

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Find the account that fits your business

 

Chase Business Complete Banking®

 

$15 or $0 Monthly Service Fee

 

Waive the Monthly Service Fee if you achieve $2,000 of minimum daily balance, deposits from Chase QuickAccept®, or Chase Ink Business Card purchases.

 

 

Chase Performance Business Checking®

 

$30 or $0 Monthly Service Fee

 

Waive the Monthly Service Fee if you maintain a $35,000 combined average beginning day balance.

 

 

Chase Platinum Business Checking℠

 

$95 or $0 Monthly Service Fee

 

Waive the Monthly Service Fee if you maintain a $100,000 combined average beginning day balance.

 

Get more from your business checking accounts

 

Chase business checking solutions are designed to help you manage cash flow, save time, and get the support you need when you need it.

Manage cash flow

 

Seamlessly and cost-effectively manage your cash flow, deposits, incoming wires, and payroll.

 

Save time

 

We help make it easy to access your funds and make and receive payments through Chase Business Online and the Chase Mobile® app.

 

Get support you can trust

 

Get access to our customer support team, plus a wide array of consulting solutions that cater to every stage of your business.

Find the account that fits your business

 

Chase Business Complete Banking®

 

$15 or $0 Monthly Service Fee

 

A small business checking account that covers the essentials, plus built-in card acceptance.

  • Waive the Monthly Service Fee if you achieve $2,000 of minimum daily balance, deposits from Chase QuickAccept®, or Chase Ink Business Card purchases
  • Unlimited debit card and Chase ATM transactions, and up to 20 teller and paper transactions
  • $5,000 in cash deposits per statement cycle without a fee
  • Monthly Service Fee waiver on Business Total Savings™

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Chase Performance Business Checking®

 

$30 or $0 Monthly Service Fee

 

A flexible account that can help give mid-sized businesses a competitive edge.

  • Waive the Monthly Service Fee if you maintain a $35,000 combined average beginning day balance
  • 250 transactions per month at no charge, plus unlimited electronic deposits and incoming wires
  • $20,000 in cash deposits per statement cycle without a fee
  • Accept credit and debit cards at the counter, on the go or online with Chase Payments Solutions
  • Monthly Service Fee waiver on Business Premier Savings and personal Total Checking account

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Chase Platinum Business Checking℠

 

$95 or $0 Monthly Service Fee

 

Designed for bigger businesses with greater monthly transactions and cash management needs.

  • Waive the Monthly Service Fee if you maintain a $100,000 combined average beginning day balance
  • 500 transactions per month at no charge, plus unlimited electronic deposits and incoming wires 
  • $25,000 in cash deposits per statement cycle without a fee
  • Accept credit and debit cards at the counter, on the go or online with Chase Payments Solutions
  • Monthly Service Fee waiver on linked Business Premier Savings and personal Premier Plus Checking account
  • With a $50,000 balance (combination of personal checking account and linked qualifying deposits/investments) a CPC relationship status and fee waiver can be obtained.

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Checking features to help your business thrive

 

Every Chase business checking account offers:

  • Chase Business Online and Online Bill Pay
  • Chase Mobile® Banking
  • Chase debit card with chip
  • Associate Debit and Employee Deposit Cards available upon request
  • Chase business savings account Monthly Service Fee waived when linked to an eligible Chase business checking account
  • Access to more than 15,000 ATMs and more than 4,700 branches
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Find out what you’ll need to open a business checking account

Choose your business type for a checklist of the required documentation needed to open a new business account.

 

Frequently asked questions

A business checking account might be the best option for small businesses. Business checking accounts let you manage your business funds from anywhere, build your business credit score and separate business and personal assets.

 

Personal accounts are meant for your personal income and bills. They typically have lower deposit limits and are intended for different transaction types. Separating accounts may also make bookkeeping and tax prep easier.

 

Learn more about how to keep your business and personal expenses separate.

When choosing a business checking account, consider things like:

  • Multiple branch locations — this may be best for you if you travel or want a close-by branch.
  • Account features — like remote deposit options and the ability to accept payments.
  • Prerequisites — minimum balance requirements that make sense for your cash flow.
  • Mobile and online banking — the experience should be easy and help you bank almost anywhere.
  • Credit cards and financing — a bank that offers these options can be beneficial.
  • Security and fraud protection — to help you safeguard your business by reducing your exposure to fraud

You can open a business checking account online or at a branch near you. Learn more about opening a Chase Business checking account.

Generally, business owners may need to provide information on their business and documentation.

 

To apply for a Chase business checking account, what you need might depend on how you apply and what type of business you own.

If you apply online, you may need to provide:

 

Ownership info

 

If your business has owners other than yourself, we’ll need you to provide the following info for each owner who owns 10% or more of the business:

  • Legal name
  • Address
  • Date of birth
  • Tax identification number, Social Security number, TIN or EIN
  • Country of citizenship
  • Ownership percentage

 

Other documents

 

We may ask you to upload certain documents to help us verify your business. In case we do, please have digital copies of the following on hand:

  • Legal documents(s) establishing your business (e.g., Articles of Organization, Certificate of Formation) including legal business name, state of registration and registration date
  • Doing Business As (DBA) Certificate, if your business operates under a name other than its legal name.

 

Only privately held businesses with the following structures can apply for a Chase business checking account online:

  • Sole proprietorships
  • Corporations
  • Limited liability companies (LLCs) managed by a single member or manager

 

Have a different business type? Visit a branch near you and we'll help you out. Please refer to our branch locator to find availability info about Chase branches near you.

To apply in a branch you might need to bring the following documents with you:

  • Two forms of personal identification (one that’s government issued).
  • Your tax identification number – either a Social Security number, TIN or EIN.
  • Legal documentation establishing your business (e.g., Articles of Organization, Certificate of Formation)including legal business name, state of registration and registration date.
  • Your Doing Business As (DBA) Certificate, if your business operates under a name other than its legal name.

 

Please see our checklist for complete requirements by business type. Once you’re ready, you can visit a branch near you.

Once your business banking account is open and funded, you can set it up. Start by downloading the mobile app and signing up or logging in to the online banking platform.

 

Then, connect your new bank account to your business accounting software and any other relevant business tools.

 

Lastly, add authorized users, set appropriate permissions and alerts, and establish recurring payments from your new business account.

 

If you recently opened a Chase business banking account, learn how to set it up here.

IMPORTANT INFORMATION: