Revolving credit for purchasing flexibility
Enjoy access to cash for short-term cash flow gaps, unexpected costs, or to help grow your business. Ideal for every business size. Choose the business line of credit that’s right for you:
Chase Business Line of Credit
Help ensure your business can handle the unexpected with a line of credit you can keep reusing and repaying as often as you'd like.
Key Features:
- Lines of credit starting at $10,000 - $500,000
- Five-year revolving term, with potential to renew thereafter
- Five-year repayment term
Pricing:
- A variable rate (indexed to Prime)
- The interest rate is based on such factors as your banking relationship, credit history and collateral
Payments:
- The monthly minimum payment is accrued interest plus 1% of the outstanding balance OR $100, whichever is greater (during the draw term)
- Make payments and initiate advances online
Eligibility:
- To be approved for this product, Chase requires that your business be at least two years old and under the same majority ownership for at least two years.
Commercial Line of Credit
A Chase Commercial Line of Credit could be the right choice if your business has larger working capital needs.
Key Features:
- Typically, more than a $500,000 line of credit
- Initial terms from one to two years, with potential to renew thereafter
Pricing:
- A variable rate (indexed to SOFR)
- The interest rate is based on such factors as your banking relationship, credit history and collateral
Payments:
- Make payments and initiate advances online
- Balance due in full at maturity (balloon)
Find the loan to help take your small business to the next level
See all small business loans
No matter where your small business is right now, we have a loan solution for you.
- Business Line of Credit
- Term Loans
- Commercial Real Estate Financing
Term Loans
Lump-sum funding for investments in your small business.
- Monthly installment payments
- Optional introductory draw period
- Terms up to seven years
Commercial Real Estate Financing
Purchase, renovate, or refinance commercial properties.
- Term loan secured by real estate
- Terms up to 25 years
- Fully amortized
Compare Ink® business credit cards to choose which one best fits your business needs
Ink Business Preferred®
Earn 3X points on shipping and other select business categories, plus 1X points on all other purchases made for your business.
Ink Business Unlimited®
Earn unlimited 1.5% cash back rewards on every purchase made for your business with this no annual fee credit card.
Ink Business Cash®
Earn 5% cash back in select business categories plus earn rewards on every purchase made for your business with this no annual fee credit card.