Please update your browser.Mortgage Advantages
Chase mortgage benefits really add up
We're ready to help ― Start onlineSpecial benefits for State of North Dakota team members
Take advantage of the lending options, competitive rates, expertise and personalized service you'll get from your Chase Home Lending Advisor. Plus, combine our $1,000 credit with our other offers and discounts to save even more when you buy or refinance a home with Chase, if you qualify.
$1,000 credit at closing
Get a $1,000 credit when you buy a new home or refinance your current home.
$5,000 Closing Guarantee
The Chase Closing Guarantee will give you peace of mind. 99% of our customers experience an on-time closing. We guarantee you will too, or we'll give you $5,000, if you qualify.
Get up to $5,000 when you buy a home with Chase Agent Express,
When you enroll in the Chase Agent Express program and buy or sell a home through a participating agent, you may be eligible for up to $5,000 for each closing from HomeStory, based on the purchase price.
Chase Homebuyer Advantage℠ with Lock and Shop
With rates changing daily, get more control when you lock in the rate you want. There are no upfront fees, plus you get a float-down option — all with a conditional letter of approval to show sellers you’re a serious buyer.
Chase Homebuyer Grant℠
With our Chase Homebuyer Grant, you could get up to $7,500 toward buying a home. To qualify, the home has to be your primary residence located in select areas across the country.
Chase MyHome®
It's all things home, all in one place: See a home's estimated value, neighborhood trends, loan rates and more when you use Chase MyHome.,
Affordable lending options
We're committed to bringing homebuying within reach for more people with affordable loan choices. That's why we've invested in lending options like our Chase DreaMaker℠ and the Chase Homebuyer Grant.
See what's possible with DreaMaker,
- A low 3% down payment option, which can come entirely from gift funds,
- Reduced mortgage insurance coverage that can be canceled as you pay down principal
Plus, take advantage of:
- Competitive interest rates
- No $500 deposit or good faith funds required
Government loans
- Federal Housing Administration (FHA) loans with down payments as low as 3.5%, a variety of terms and a fixed interest rate.,
- Veterans Affairs (VA) loans with low or no down payment and no monthly mortgage insurance requirement. You or your spouse must be a veteran or active-duty servicemember
- Our $2,000 Chase VA Loan Purchase Closing Cost Benefit used as a credit toward closing costs when you buy a home using the VA loan program at Chase.
Get the benefits of our Relationship Pricing Program
Through our Relationship Pricing Program, you may be eligible for a rate discount based on new and existing balances when buying a new home or refinancing. Max rate discounts apply.
Account services
Make the most of your mortgage with our robust tools to manage your account online.
Chase MyHome®
Your digital dashboard shows loan details, home values, refinance options and more.
Pay your way
Pay your way
Choose a no cost, auto-payment option — monthly, twice a month or every two weeks.
Alerts and reminders
Alerts and reminders
Stay informed with alerts like payment due dates and changes to escrow.
Going above and beyond
"Our mortgage loan experience was fantastic! Chase went above and beyond, and we appreciated their professional and timely phone calls."
― Renee D.
Homebuyer resources
Learn about the homebuying process, get valuable tips and more.
Mortgage process overview
A quick summary of the mortgage process to get you started
Finding a home overview
First-time buyers share lessons to help you through the process.
Terms to know
Here are some financial terms that you should know when buying a home.
Mortgage principal
Learn how the two key parts of your monthly mortgage payment — principal and interest — work.
Mortgage amortization
Keep these things in mind when it comes to paying down your mortgage.
Improve your credit score
A strong credit score may help you get a mortgage -- see how you can improve yours.
APR vs. interest rate
Learn the difference between the annual percentage rate (APR) and the interest rate. APR vs. interest rate.
Mortgage calculators and resources
We’ve got all the tools you need to help you make the right decisions.
Affordability calculator
Use your annual income and expenses or maximum mortgage payment amounts to estimate the home price you can afford.
Mortgage calculator
Use our calculator for a detailed breakdown of your monthly home loan costs. It works for mortgages and refinancing, too.
Home value estimator
Get an estimated market value for any home. Find out how much your dream home or current home is worth, or see how improvements may affect your home's value.
Extra payments calculator
Find out how much you could be saving by making extra mortgage payments. Plus see how many months you can shave off your mortgage.