Corporate Home Lending Employee Benefits

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Chase mortgage
benefits really add up

Find out how

Adding Chase, a full-service financial institution, to your benefits package may help attract and retain top talent

We add value in so many ways

Our dedicated team of Home Lending Advisors plus our variety of resources and solutions can help your employees make more-informed financial decisions, whether they're buying a home or refinancing.

Home lending benefits for employees

Your employees can combine our exclusive $1,000 closing cost credit with our other offers and discounts to save even more when they buy or refinance a home with Chase, if they qualify.

Exclusive $1,000 closing credit

Your employees can apply the $1,000 credit at closing on a new home purchase or refinance of an existing home loan.

$2,000 Chase VA Loan Purchase Closing Cost Benefit

This benefit is for your employees who are servicemembers, veterans or members of the National Guard or Reserve.

Relationship Pricing Program

Your employees may be eligible for a rate discount based on new and existing balances when buying a new home or refinancing. Max rate discounts apply.

$5,000 Chase Closing Guarantee

We promise an on-time closing for eligible products in as soon as three weeks or your employees get $5,000, if they qualify.

Chase Homebuyer Grant  up to $7,500

In select areas across the country, the Chase Homebuyer Grant provides up to $7,500 to help with homebuying costs.

Up to $5,000 with  Chase Agent Express

Once a customer enrolls in the program and buys or sells a home with a participating agent, they may get up to $5,000 from HomeStory for each closing, based on the purchase price,^, if eligible.

A choice of loans designed to meet their needs

Wherever your employees are on their homeownership journey, we offer a variety of lending options, including down payments as low as 3% and jumbo loans up to $9.5 million.

Chase DreaMaker℠ mortgage: 3% down payment^,

Our DreaMaker mortgage has a low down payment option, flexible credit guidelines and income limits.

Federal Housing Administration (FHA):^, 3.5% down payment

An FHA loan has low down payment options, no income limits and flexible credit guidelines.

Standard Agency mortgage: 3% down payment

A Standard Agency Loan is an option for people with higher credit scores and who may not need a low down payment.

Veterans Affairs (VA) loan: Down payment as low as 0%

A VA loan offers low or no down payment options and has no monthly mortgage insurance requirement.

Jumbo mortgages

Typically for larger loan amounts, we offer non-Agency amortizing fixed-rate and adjustable-rate mortgage loans, and interest-only financing.

Chase Homebuyer Advantage℠ with Lock and Shop makes it easier to get a new home

With rates changing daily, employees can be protected from interest rate increases for 90 days. There are no upfront fees, and if market conditions improve before they close, they have a one-time opportunity to lower their rate — all with a conditional approval letter to show sellers they're a serious buyer.

See how Chase helps make homebuying easier

Chase MyHome^® ^,

This powerful online dashboard lets your employees search for homes, see loan options, view home insights, calculate affordability and more. After closing, it makes it easy for them to manage their mortgage, too.

Ready to offer these benefits to your employees?

Start the enrollment process today.

Enroll now

Why choose Chase
Corporate responsibility

Why choose Chase

For more than 200 years, we’ve helped individuals, businesses and communities reach their financial goals.

Learn more about why choose chase

Corporate responsibility for a better world

We realize we shoulder an obligation to help make our world a better place by supporting improvements in the environment, financial and opportunity equality among individuals, and in the communities we serve.

$30 billion Racial Equity Commitment

We're helping drive inclusive growth by focusing on the expansion of affordable housing, increasing homeownership, growing small businesses, improving financial health and accelerating workforce diversity.