Chase Credit Card line of credit
Turn available credit into a lower-APR loan
With no application or credit check required.
Don't have a Chase credit card? Find a card that fits your needs.
MY CHASE LOAN®
Take advantage of credit you already have on your Chase credit card to get a flexible, lower-APR loan, with funds deposited directly into your bank account.
No credit check
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No application and no new account to manage.
Lower fixed APR
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Save with fixed monthly payments, at a lower rate than your Standard Purchase APR.
No fees
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No origination or early payoff fees.
Plus, My Chase Loan uses only a portion of your card’s available credit — so you can continue to use your card for purchases.
Set up your loan in three simple steps
My Chase Loan is available on chase.com or the Chase Mobile® app.
How it works
This feature is available to eligible cardmembers. To see if My Chase Loan is available to you, please sign in to chase.com.