Chase Pay Over Time
Get more flexibility with Chase Pay Over Time®
Break up eligible credit card purchases into budget-friendly payments.
Chase Pay Over Time®
Access more options to pay over time for purchases made on your participating Chase credit card. With Pay Over Time, you can break up purchases you've already made, and at checkout when you shop online at Amazon.com.
Equal monthly payments
Choose your plan duration and make fixed equal monthly payments
No credit check
No application or credit check needed
Same rewards
You still earn rewards as you do today for purchases
Don’t have a Chase credit card? Find a card that fits your needs.
Two ways to use Pay Over Time
After purchase
(formerly My Chase Plan®)
- Sign in to your account on chase.com or the Chase Mobile® app and select a participating credit card
- Select “Pay Over Time” next to an eligible purchase of $100 or more and choose a plan duration that works for you
- Pay for your purchase over time with no interest — just a fixed monthly fee
At checkout on Amazon.com
- Add your participating Chase credit card to your Amazon.com wallet
- When your cart totals $50 or more, select your Chase credit card with "Financing offers available" during checkout
- Choose your plan duration and pay for your purchase over time with a fixed APR that’s the same or lower than your standard variable purchase APR
Frequently asked questions
Still have questions? See the full frequently asked questions.