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Income Strategies Focus on earning a return from incomeVideo

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Video ADA Text: Income Strategies Focus on earning a return from income video

Transcript Browser Title: Video transcript: Income Strategies Focus on earning a return from income video

Description: Learn the basics!

English

Video Id: 6259332305001

Audio Description Video Id: 6259332152001

Length (seconds): 108

Transcript: <h2>Note:</h2> <p>This video uses text and infographics, presented as napkin sketches, to illustrate and reinforce spoken content.</p> <p>Legal disclosures appear.</p> <h2>On Screen:</h2> <p>Investment and insurance products:</p> <ul> <li>Not a deposit</li> <li>Not FDIC insured</li> <li>Not insured by any federal government agency</li> <li>No bank guarantee</li> <li>May lose value</li> </ul> <h2>Note:</h2> <p>Bouncy music plays.</p> <h2>On Screen:</h2> <p>J.P. Morgan Wealth Management logo.</p> <h2>On Screen:</h2> <p>Income Strategies. Focus on earning a return from income. Why?</p> <h2>Narrator:</h2> <p>Income Strategies. Income Strategies focus on earning a return from income. With income generating products, the returns you earn may be more predictable.</p> <h2>On Screen:</h2> <p>Income-Generating Products May Be More Predictable.</p> <h2>Narrator:</h2> <p>Because you can receive dividends or interest at regular intervals.</p> <h2>On Screen:</h2> <p>A drawing shows a monthly calendar, with a prominently marked date, and a dollar sign.</p> <h2>On Screen:</h2> <p>Receive Dividends Or Interest. Versus. Future Price Gains Are Uncertain.</p> <h2>Narrator:</h2> <p>By contrast, aiming to earn a return only from price appreciation can be less predictable because future price gains are uncertain.</p> <h2>On Screen:</h2> <p>A second drawing shows two fluctuating arrows and a question mark, representing opposing trends of upward growth and downward loss.</p> <h2>Narrator:</h2> <p>There are different types of income products, each with a different level of potential risk and return. Generally, the greater the reward the greater the risk.</p> <h2>On Screen:</h2> <p>A drawing shows a meter labeled &quot;Potential Risk And Return.&quot; It displays five levels, ranging from &quot;lower&quot; to &quot;higher.&quot;</p> <h2>On Screen:</h2> <p>Types. Potential Risk and Return.</p> <h2>Narrator:</h2> <p>Cash equivalents, such as FDIC insured bank products are typically lower risk but also pay lower interest. Investment grade bonds are issued by entities that rating agencies determine to be financially stable and are considered likely to be repaid on time. High Yield Bonds typically pay a higher interest rate but also come with a higher risk because they are issued by entities considered less financially stable. Both Investment Grade and High Yield bonds can be issued by companies, municipalities or other government entities. Dividend Stocks are common stocks that pay out a portion of company profits to shareholders. Both the price of dividend stocks and the amount of the dividends paid can fluctuate over time, typically more so than bonds.</p> <h2>On Screen:</h2> <p>The &quot;Potential Risk And Return&quot; meter shows</p> <ul> <li>Cash at a lower level;</li> <li>Investment Grade Bonds at a low-to-mid level;</li> <li>High Yield Bonds at a mid-to-high level;</li> <li>and Dividend Stocks at a higher level.</li> </ul> <p>Then, a needle moves back and forth between lower and higher levels on the meter.</p> <h2>Narrator:</h2> <p>Remember that all investments come with tax implications and it is important to always make sure your investments align with your risk tolerance and financial goals.</p> <h2>On Screen:</h2> <p>The view expands, showing all of the text and graphics on a single white napkin.</p> <h2>On Screen:</h2> <p>Powered by Napkin Finance.</p> <h2>On Screen:</h2> <p>J.P. Morgan Wealth Management logo.</p> <h2>Note:</h2> <p>Legal disclosures appear.</p> <h2>On Screen:</h2> <p>Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.</p> <p>Asset allocation/diversification does not guarantee a profit or protect against a loss.</p> <p>Past performance is not a guarantee of future results.</p> <p>The price of equity securities may rise or fall due to the changes in the broad market or changes in a company’s financial condition, sometimes rapidly or unpredictably. Equity securities are subject to ‘stock market risk’ meaning that stock prices in general may decline over short or extended periods of time.</p> <p>In general, the bond market is volatile and bond prices rise when interest rates fall and vice versa. Longer term securities are more prone to price fluctuation than shorter term securities. Any fixed income security sold or redeemed prior to maturity may be subject to substantial gain or loss. Dependable income is subject to the credit risk of the issuer of the bond. If an issuer defaults no future income payments will be made.</p> <p>This video and its content have been developed for J.P. Morgan Securities LLC clients and prospects, is for informational and educational purposes only, and is designed to provide general market commentary and information relating to certain services offered by J.P. Morgan Securities LLC, an affiliate of JPMorgan Chase &amp; Co. Opinions expressed herein are those of the author and may differ from those of other J.P. Morgan employees and affiliates. The information in no way constitutes J.P. Morgan research and should not be trusted as such. Further, the views expressed herein may differ from that contained in J.P. Morgan research reports.</p> <p>The information and views expressed are not intended to provide specific advice or recommendations for any individual. You should carefully consider your needs and objectives before making any decisions. For specific guidance on how this information should be applied to your situation, you should consult your Advisor.</p> <p>Investment products and services are offered through <strong>J.P. Morgan Securities LLC</strong> (JPMS), a registered broker-dealer and investment advisor, member of FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMS, CIA and J.P. Morgan Chase Bank, N.A. are affiliated companies under the common control of JPMorgan Chase &amp; Co. Products not available in all states.</p> <p>Copyright {{copyrightCurrentYear}} JPMorgan Chase &amp; Co.</p>

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