1. groups
2. investments
3. Napkin Rebalancing

Napkin RebalancingVideo

Account Id: 4394098893001

Player Id: bb60d070-b695-4c55-9162-a421ad370a53

Video ADA Text: Napkin Finance: Rebalancing - Keeping Your Investments On Course video

Transcript Browser Title: Video transcript: Napkin Finance: Rebalancing - Keeping Your Investments On Course

Description: Rebalancing - Keeping Your Investments On Course. What is it?

English

Video Id: 6256260536001

Audio Description Video Id: 6256260462001

Length (seconds): 85

Transcript: <h2>Note:</h2> <p>This video uses text and infographics, presented as napkin sketches, to illustrate and reinforce spoken content.</p> <p>Legal disclosures appear.</p> <h2>On Screen:</h2> <p>Investment and insurance products:</p> <ul> <li>Not a deposit</li> <li>Not FDIC insured</li> <li>Not insured by any federal government agency</li> <li>No bank guarantee</li> <li>May lose value</li> </ul> <h2>Note:</h2> <p>Bouncy music plays.</p> <h2>On Screen:</h2> <p>J.P. Morgan Wealth Management logo.</p> <h2>On Screen:</h2> <p>Rebalancing.</p> <h2>On Screen:</h2> <p>A large white napkin is on a table with a coffee cup, notebook, mobile phone, computer keyboard. Text and infographics appear, as napkin sketches, to illustrate and reinforce spoken content.</p> <h2>Note:</h2> <p>A jazzy subdued melody plays.</p> <h2>On Screen:</h2> <p>Rebalancing - Keeping Your Investments On Course. What is it?</p> <h2>Narrator:</h2> <p>Rebalancing. Keeping your investments on course. Your asset allocation - your mix of stocks and bonds may change over time as the market moves.&nbsp;</p> <p>Rebalancing is the process of buying and selling investments to maintain your target allocations.</p> <p><strong>On screen:</strong></p> <p>Drawings appear: a sea captain and a ship's steering wheel, with one side labeled &quot;Buy&quot; and the other labeled, &quot;Sell.&quot; The wheel steers back and forth between the two words.</p> <h2>On Screen:</h2> <p>Buying and selling investments to maintain your target allocations. Why is it important?</p> <h2>Note:</h2> <p>The word “target” is underlined.</p> <h2>Narrator:</h2> <p>Shifting market winds can push your allocations off course, knocking you off the path to achieving your goals. Rebalancing seeks to bring your portfolio back in line with your target allocation. Selling a portion of your winning investments and buying more of your lagging investments helps you restore the appropriate mix of risk and stability.</p> <h2>On Screen:</h2> <p>Shifting markets can push your allocations off course.</p> <h2>On Screen:</h2> <p>An animated drawing of a boat appears. It sails toward a compass on a level horizon, one side marked &quot;Bonds&quot; the other marked &quot;Stocks.” Occasional gusts of wind make the horizon line uneven…but it always balances out.</p> <h2>Narrator:</h2> <p>There are two main rebalancing strategies. Setting a schedule - rebalancing on a monthly, quarterly or annual basis, Or, setting a range - rebalancing only when your asset allocation has changed by a certain amount, such as 2% or 5%.</p> <h2>On Screen:</h2> <p>A drawing of a calendar marked “April” appears, along with text.</p> <h2>On Screen:</h2> <p>When to Rebalance? Set Schedule: monthly or quarterly or annually. OR Set Range: plus or minus 2 percent, plus or minus 5 percent...amount changed.</p> <h2>Narrator:</h2> <p>By establishing a consistent rebalancing strategy, you can keep your portfolio on track, no matter which way the market winds are blowing. Keep in mind that rebalancing may affect your taxes. Be sure to keep accurate records and consult a qualified tax professional.</p> <h2>On Screen:</h2> <p>Powered by Napkin Finance.</p> <h2>On Screen:</h2> <p>J.P. Morgan Wealth Management logo.</p> <h2>Note:</h2> <p>Legal disclosures appear.</p> <h2>On Screen:</h2> <p>Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.</p> <p>Asset allocation/diversification does not guarantee a profit or protect against a loss.</p> <p>In general, the bond market is volatile, and bond prices rise when interest rates fall and vice versa. Longer-term securities are more prone to price fluctuation than shorter-term securities. Any fixed-income security sold or redeemed prior to maturity may be subject to substantial gain or loss. Dependable income is subject to the credit risk of the issuer of the bond. If an issuer defaults, no future income payments will be made.</p> <p>The price of equity securities may rise or fall due to changes in the broad market or changes in a company’s financial condition, sometimes rapidly or unpredictably. Equity securities are subject to “stock market risk,” meaning that stock prices in general may decline over short or extended periods of time.</p> <p>There may be a potential tax implication with a rebalancing strategy. Please consult your tax advisor before implementing such a strategy.</p> <p>This video and its content have been developed for J.P. Morgan Securities LLC clients and prospects, is for informational and educational purposes only, and is designed to provide general market commentary and information relating to certain services offered by J.P. Morgan Securities LLC, an affiliate of JPMorgan Chase &amp; Co. Opinions expressed herein are those of the author and may differ from those of other J.P. Morgan employees and affiliates.</p> <p>The information in no way constitutes J.P. Morgan research and should not be trusted as such. Further, the views expressed herein may differ from those contained in J.P. Morgan research reports. The information and views expressed are not intended to provide specific advice or recommendations for any individual. You should carefully consider your needs and objectives before making any decisions. For specific guidance on how this information should be applied to your situation, you should consult your Advisor.</p> <p>J. P. Morgan Wealth Management is a business of JPMorgan Chase &amp; Co., which offers investment products and services through <strong>J.P. Morgan Securities LLC</strong> (JPMS), a registered broker-dealer and investment advisor, member of FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA, and JPMCB are affiliated companies under the common control of JPMorgan Chase &amp; Co. Products not available in all states.</p> <p>Copyright {{copyrightCurrentYear}} JPMorgan Chase &amp; Co.</p>

Thumbnail