Video ADA Text: What are fixed income assets video
Transcript Browser Title: What are fixed income assets
Description: “Fast markets” are volatile markets where stock stocks prices move rapidly up or down. Here are some order types you can consider in this type of market.
Transcript: <h2>Side note:</h2>
<p>Background music plays.</p>
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<p>This video opens with a title: 'Ask a Money Mentor.'</p>
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<p>A J.P.Morgan Wealth Management logo appears below images of a man in a sage green dress shirt, who interviews and laughs in a studio office.</p>
<h2>Side note:</h2>
<p>A bold disclaimer in a text box reads:</p>
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<p><b>INVESTMENT AND INSURANCE PRODUCTS:</b></p>
<ul>
<li><strong>NOT A DEPOSIT</strong></li>
<li><strong>NOT FDIC INSURED</strong></li>
<li><strong>NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY</strong></li>
<li><strong>NO BANK GUARANTEE</strong></li>
<li><strong>MAY LOSE VALUE</strong></li>
</ul>
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<p>A question appears over white:</p>
<h2>Narrator:</h2>
<p>What are fixed income assets?</p>
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<p>The advisor speaks to the camera as text appears:</p>
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<p>'Grady Wirth, Advisor, J.P.Morgan Wealth Management.'</p>
<h2>Grady Wirth:</h2>
<p>Fixed income assets, such as treasury, corporate, and municipal bonds, generally make fixed interest payments over a specified amount of time which is called the maturity date. This can make them a less risky investment than stocks, which don’t have any repayment obligation. However, like any investment, there is no guarantee. Think of it this way: you’re going on a road trip, and you have two options to get to your destination.</p>
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<p>An animated graphic shows a car driving through mountains.</p>
<h2>Grady Wirth:</h2>
<p>Stocks may be more volatile, like driving through a mountain range. It’s filled with occasional twists, turns, highs, lows, as compared to bonds which are more like a car ride through the countryside.</p>
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<p>The car drives on a straight road past low hills and trees.</p>
<h2>Grady Wirth:</h2>
<p>They’re more predictable, but long and steady. This doesn’t mean that one is better than the other; they can both get you to your destination. Determining your risk tolerance and long-term goals will help you navigate these roads.</p>
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<p>A titled list appears over gray:</p>
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<p>A titled list appears over gray: 'Understanding Fixed Income Assets.</p>
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<li>One: Fixed Income includes things like municipal bonds, corporate bonds, and treasuries.</li>
<li>Two: You can receive regular fixed interest payments.</li>
<li>Three: Bonds are obligated to repay the principal only if held to maturity date.'</li>
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<p>The video closes with a logo over white:</p>
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<p>J.P. Morgan Wealth Management logo.</p>
<h2>Side note:</h2>
<p>Legal disclosures:</p>
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<p>Asset allocation/diversification does not guarantee a profit or protect against loss.</p>
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<p>A disclosure in bold continues:</p>
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<p>Investing in securities involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Outlooks and past performance is not a guarantee of future results.</p>
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<p>In general, the bond market is volatile, bond prices rise when interest rates fall and vice versa. Longer term securities are more prone to fluctuation than shorter term securities. Any fixed income security sold or redeemed prior to maturity may be subject to substantial gain or loss. Dependable income is subject to the credit risk of the issuer of the bond. If an issuer defaults no future income payments will be made.</p>
<p>The price of equity securities may rise or fall due to the changes in the broad market or changes in a company's financial condition, sometimes rapidly or unpredictably. Equity securities are subject to 'stock market risk' meaning that stock prices in general may decline over short or extended periods of time.</p>
<p>J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through <strong>J.P. Morgan Securities LLC</strong><b> </b>(JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. JPMS and JPMorgan Chase Bank, N.A. (JPMCB) are affiliated companies under the common control of JPMorgan Chase & Co.</p>
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