The Chase Home Equity Line of Credit features variable rates based on the Prime Rate (as published in The Wall Street Journal), which as of 8/6/2018, range from 5.25% APR to 7.64% APR for line amounts of $50,000 to $99,999, from 5.25% APR to 7.14% APR for line amounts of $100,000 to $149,999, from 5.25% APR to 7.14% APR for line amounts of $150,000 to $249,999, and from 5.25% APR to 7.14% APR for line amounts of $250,000 to $500,000. Rates vary depending upon credit line amount, lien position, and collateral location; please inquire about available rates in your area, and about rates for line amounts less than $50,000.

Customers who secure a new Chase Home Equity Line of Credit can qualify for a .25% rate discount with a new or existing Chase personal checking account (Chase Total Checking^® or Chase Premier Plus Checking), or they can qualify for a .50% rate discount with a new or existing Chase Premier Platinum personal checking account. The rate discount cannot be combined with any other offer, except the annual fee waiver with a Chase checking product if eligible.

Lifetime APR will not exceed 21%. All stated rate ranges apply to lines secured by owner-occupied, single-family residences (includes townhomes, row homes and condominiums), co-ops, 2-unit residences and group homes. Ask us about our collateral and combined loan-to-value (CLTV) ratio requirements to be eligible for these rates.

The Chase Home Equity Line of Credit may not be used to purchase the property being used as collateral.

Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required as well.

The product requires an origination fee of $50, which may be financed (for TX homestead properties, the origination fee may not be financed). The origination fee is waived if you are already a Chase home equity customer. The customer is responsible for a $50 annual fee after the first year, except for TX homestead properties. The annual fee is waived for customers who secure a new Chase Home Equity Line of Credit and open a new or have an existing Chase Premier, Premier Plus or Premier Platinum checking account.

If your property is located in AL, FL, GA, KS, MD, MN, NY, OK, TN or VA, you will pay a mortgage recording tax between 0.115% and 2.175% of your credit limit amount. This tax is due at closing but may also be financed. In the Orleans Parish of LA, you will pay a flat fee of $325.

Chase Home Equity Lines of Credit are not available in AK, HI, and SC.

Advertised rates are tied to the Prime Rate published in The Wall Street Journal, effective as of 8/6/2018. The Prime Rate has a direct relationship to the Federal Funds Rate established by the Federal Reserve Board’s Federal Open Markets Committee. Any change in the Federal Funds Rate effective on or after 8/6/2018, will directly affect the Prime Rate published in The Wall Street Journal, as well as the rates advertised here. Therefore, depending on the date that you apply, the advertised rates may not be available.

Lock Feature: Minimum lock amount is $1,000. Locks are available only during the Draw Period.

Tax Deductibility: JPMorgan Chase does not offer tax advice. Please consult your tax advisor regarding the deductibility of interest for home improvements.

Debt Consolidation Information: The amount you save on loan consolidation may vary by loan. Since a home equity line may have a longer term than some of the bills you may be consolidating, you may not realize a savings over the entire term of your new line. In addition, your line may require you to incur premiums for hazard and, if applicable, flood insurance, which would affect your monthly payment reduction. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.

Tools and Calculators: Tools and calculators are provided as a courtesy to help you estimate your financial needs. The results yielded by these tools and calculators are merely estimates and they do not guarantee available credit amount, potential savings or the like. Chase makes no warranty regarding the tools or calculators, nor regarding the results they produce. Should you have any questions about your financial situation, Chase strongly recommends that you consult with your own financial advisor.