Only purchases for airline tickets made directly with the airline will qualify. Other air travel-related purchases will not qualify; for example, in-flight purchases, the purchasing of airline miles or points, non-ticket purchases made within the airport, and airline tickets purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or tickets booked as part of a travel package offered by non-airline merchants.

This category includes prepaid airline ticket purchases made on chasetravel.com or by calling the number on the back of your card to book. Other air travel-related purchases not paid for on chasetravel.com or by calling the number on the back of your card will not qualify; for example, in-flight purchases, the purchasing of airline miles or points and purchases made within the airport. Airline ticket purchases through FROSCH and its family of travel companies will not qualify even if you call the number on the back of your card to book. Any portion of your purchase paid for using points will not qualify. You may see “flights”, “air travel”, “purchased through Chase”, or “purchased through Chase Ultimate Rewards" in marketing materials to refer to airline tickets purchased through Chase Travel. To see a breakdown of your rewards earned from Chase Travel airline ticket purchases, go online to your Rewards Activity page. You can also see it on your monthly card billing statement.

Merchants in this category rent vehicles for the purpose of driver and passenger transportation. Car rentals not booked directly with the car rental agency will not qualify; for example, car rentals purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or as part of a package offered by merchants such as cruise lines and railways. Merchants that provide RV rentals or vehicle rentals for the purpose of hauling are not included in this category.

This category includes prepaid car rental purchases made on chasetravel.com or by calling the number on the back of your card to book. Car rentals or car rental-related purchases not paid for on chasetravel.com or by calling the number on the back of your card will not qualify. Car rental purchases through FROSCH and its family of travel companies will not qualify even if you call the number on the back of your card to book. Any portion of your purchase paid for using points will not qualify. You may see “car rentals purchased through Chase” or “car rentals purchased through Chase Ultimate Rewards”  in marketing materials to refer to car rentals purchased through Chase Travel. To see a breakdown of your rewards earned from Chase Travel car rental purchases, go online to your Rewards Activity page. You can also see it on your monthly card billing statement.

Merchants in this category generally have multiple departments which sell apparel, home furnishings, furniture, electronics, cosmetics, housewares, and major household appliances. These departments may have their own separate check-out counters. Purchases made on a merchant’s website are included. Supercenters, discount stores, or specialty stores (e.g., stores that sell primarily one line of products such as shoe stores, pet stores, electronics stores, clothing stores), and online marketplace websites (online stores that do not have physical locations and sell a variety of products) are not included in this category. Gift cards purchased outside the specific department store (e.g., at a grocery store, online gift card mall, or other retailers outside the department store) are excluded. Additionally, gift cards purchased through department store websites where gift cards are fulfilled through a third party are excluded.

This category's merchants’ primary business is sit-down or eat-in dining, including fast food restaurants and fine dining establishments. Merchants that sell food and drinks located within facilities such as sports stadiums, hotels and casinos, theme parks, grocery and department stores will not be included in this category unless the merchant has set up such purchases to be classified in a restaurant category. Bakeries, caterers, meal kit delivery services, and gift card merchants are not included in the category. Delivery and takeout services will be included if they classify as a restaurant merchant.

This category includes prepaid purchases for dining made directly through UltimateRewards.com. Purchases for delivery, pickup, prepaid reservations or reservation deposits will qualify if paid for on UltimateRewards.com. Reservation-related purchases paid for at the restaurant will not qualify. Any portion of your purchase paid for using points will not qualify. You may see “Chase Dining” in marketing materials to refer to Chase Dining purchased through Ultimate Rewards.

This category includes sit-down, eat-in or take-out dining when purchased directly from a restaurant, including fast food and fine dining establishments. Third-party delivery service merchants are not included even if they classify as a restaurant merchant. Merchants that sell food and drinks located within facilities such as sports stadiums, hotels and casinos, theme parks, grocery and department stores will not be included in this category unless the merchant has set up such purchases to be classified in a restaurant category. Purchases made at bakeries, caterers, or gift card merchants are not included in the category.

Merchants in this category specialize in selling prescription drugs and over-the-counter medicines, supplements and various health-related items. These merchants may also sell cosmetics, toiletries, greeting cards, and various household items such as cleaning supplies and packaged foods and drinks. Some merchants that sell a wide variety of goods including these items, and which may contain an onsite pharmacy, for example, warehouse clubs, discount stores, or grocery stores, are not included in this category.

Merchants in this category include health clubs, exercise, or athletic facilities requiring membership and offering access to services related to physical fitness, such as fitness clubs, fitness centers, fitness studios, gyms, aerobics, cardio fitness and other services such as yoga and cross fit training. Merchants that specialize in offering personalized or therapeutic services such as massage therapy, dietary and weight management counseling and personal training are not included in this category. In addition, some merchants that sell a wide variety of general goods, which may include fitness or athletic apparel, sporting goods, dietary food, health food or similar supplements are not included in this category. Also, certain lodging, hotel, motel, resort and central reservation services offering access to third party facilities that include fitness clubs or gyms are not included in this category unless they classify as a fitness club or gym membership merchant.

Merchants in this category sell automotive gasoline that can be paid for either at the pump or inside the station, and may or may not sell other goods or services at their location. Merchants that do not specialize in selling automotive gasoline are not included in this category; for example, truck stops, boat marinas, oil and propane distributors, and home heating companies.

Merchants in this category include supermarkets, merchants that offer a full-service grocery line of merchandise including a deli and bakery as well as smaller grocery stores. Some merchants that sell grocery items are not included in this category; for example, larger stores that sell a wide variety of goods and groceries, such as warehouse clubs, discount stores and some smaller merchants such as drugstores, and merchants that specialize in only a few grocery items. Purchases made at gas stations from merchants who also operate grocery stores are not included in this category. Delivery service merchants will be included if they classify as a grocery store merchant.

This category includes purchases for grocery pickup and delivery that are placed online with grocery stores, specialty food stores or delivery service merchants that classify as grocery store merchants (excluding membership and subscription fees). Meal kit delivery services are included. Some merchants that sell grocery items are not included in this category; for example, larger stores that sell a wide variety of goods and groceries like Walmart and Target, wholesale clubs such as Costco and BJs, liquor stores and merchants that specialize in only a few grocery items. Pharmacies contained within supermarkets will not earn, regardless if it is pickup or delivery. Purchases of gift cards, gift baskets and boxes that include grocery items will not be included. All trademarks are the property of their respective owner(s).

Merchants in this category specialize in selling a variety of home improvement supplies, from larger home improvement stores to smaller hardware stores. Purchases from contractors or specialists for providing a home improvement service are not eligible in this category. Merchants that sell a wide variety of general goods which may include home improvement supplies, for example, warehouse clubs, discount stores, or grocery stores, are not included in this category. Also, merchants that specialize in wholesale or commercial sales, home furnishings, garden and landscaping supplies are not included.

Merchants in this category include hotels and motels, and many smaller establishments like bed & breakfasts, and inns. Hotel accommodations not booked directly with the hotel will not qualify; for example, hotel accommodations purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or as part of a package offered by merchants such as cruise lines and railways. Points will not be earned until charges are posted to your account. Purchases other than your room bill on the hotel premises will not be included in the category unless they classify as a hotel merchant; for example, restaurant or entertainment purchases. In addition, the purchasing of hotel points will not qualify in this category.

This category includes prepaid hotel accommodation purchases made on chasetravel.com or by calling the number on the back of your card to book. Other hotel-related purchases not paid for on chasetravel.com or by calling the number on the back of your card will not qualify; for example, restaurant or entertainment purchases. Hotel accommodation purchases made with The Edit by Chase Travel (previously The Luxury Hotel & Resort Collection) or through FROSCH and its family of travel companies will not qualify even if you call the number on the back of your card to book. Any portion of your purchase paid for using points will not qualify. You may see “hotel accommodations purchased through Chase” or “hotel accommodations purchased through Chase Ultimate Rewards” in marketing materials to refer to hotel accommodations purchased through Chase Travel. To see a breakdown of your rewards earned from Chase Travel hotel accommodation purchases, go online to your Rewards Activity page. You can also see it on your monthly card billing statement.

Merchants in this category provide health, automobile, homeowners, renters, medical and life insurance. Product warranties and trip insurance purchases will not qualify in this category.

Only purchases for internet, cable, satellite television and radio, cellular, wireless data, and landline services will qualify. Purchases of equipment are not included. If you purchase or pay for your internet, cable and satellite television, phone or related services in a merchant's store that is not classified by the merchant in the applicable services category, the purchase or payment will not qualify; for example, phone bill payments in a merchant's store that is classified as a telephone equipment store.

Merchants in this category include operators of passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages. Merchants that provide transportation and related services are not included in this category; for example, airlines, hotels, car rental agencies, cruise lines, travel agencies, discount travel sites, vacation clubs, tour operators, bike or scooter rentals and car sharing.

Merchants in this category show motion pictures to an audience, including at drive-in theaters. Theaters that provide live entertainment and merchants that sell and rent movies or provide movie subscription or streaming services are not included in this category. Purchases other than your tickets will not be included in the category unless they classify as a movie theater; for example, in theater dining, food and beverage, or merchandise purchases.

Merchants in this category specialize in selling a variety of office supplies. Merchants that sell a wide variety of general goods which may include office supplies, for example, discount stores, department stores, or electronics stores, are not included in this category. Also, merchants and wholesale distributors that specialize in only a few large office supplies, such as computer software and hardware, office furniture, photocopiers, and office equipment, are not included even if they also sell some smaller office supplies.

Merchants in this category include operators of taxi, limousine, and rideshare services. Car rental agencies and merchants that provide car sharing, car pool, and ride match services are not included in this category.

Merchants in this category specialize in food delivery services from orders placed online or through a mobile app. Only purchases made with the following select food delivery merchants will qualify for this category: doordash.com or the DoorDash mobile app; trycaviar.com or the Caviar mobile app; ubereats.com or the Uber Eats mobile app; postmates.com or the Postmates mobile app; grubhub.com or the Grubhub mobile app; seamless.com or the Seamless mobile app; delivery.com or the Delivery.com mobile app. The listed merchant(s) should not be considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Merchants in this category specialize in delivering music and video content over the internet. Only subscriptions paid for, or purchases made with the following select merchants will qualify for this category: Apple Music, Apple TV, Disney+, ESPN+, Fubo TV, Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu. The listed merchant(s) should not be considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Merchants in this category specialize in mailing packages, hauling freight, and transporting goods or documents. Shipping merchants include couriers, postal and freight shipping companies, express shipping services and mailbox stores. Merchants who sell a wide variety of general goods but also ship items, including office supply stores that also mail packages will not be included in this category. The additional cost to ship something you buy, or using a third party (such as Amazon) for bulk warehousing and shipping will not qualify. Merchants that primarily sell boxes, packing tape, bubble wrap or other shipping supplies are also not included in this category. All trademarks are the property of their respective owner(s).

Merchants in this category include social media websites and online search engines that advertise a business, brand, products or services. Advertising purchases that are not made directly from a social media website or online search engine merchant may not qualify; for example, advertising purchases made through a third party such as an ad agency or web designer offering related services. Also, purchases from social media websites or online search engines that are not for advertising will not qualify; for example, subscription or app purchases.

Merchants in this category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages. Some merchants that provide transportation and travel-related services are not included in this category; for example, real estate agents, educational merchants arranging travel, in-flight goods and services, on-board cruise line goods and services, sightseeing activities, excursions, tourist attractions, RV and boat rentals, merchants within hotels and airports, public campgrounds and merchants that rent vehicles for the purpose of hauling. Purchases from gift card merchants or merchants that sell points or miles will not qualify in the travel category.

This category includes prepaid travel purchases made on chasetravel.com or by calling the number on the back of your card to book. Eligible travel purchases include airline tickets, hotels, car rentals, and cruises. Any items or charges not paid for on chasetravel.com or by calling the number on the back of your card will not qualify. Travel purchases through FROSCH and its family of travel companies will not qualify even if you call the number on the back of your card to book. Any portion of your purchase paid for using points will not qualify. You may see “travel purchased through Chase” or “travel purchased through Chase Ultimate Rewards” in marketing materials to refer to travel purchased through Chase Travel. To see a breakdown of your rewards earned from Chase Travel purchases, go online to your Rewards Activity page. You can also see it on your monthly card billing statement.

This category includes prepaid travel purchases made by booking directly through the Chase Travel Center via the number located on the back of your card or in your Rewards Program Agreement. Eligible travel purchases include airline tickets, hotels, car rentals, and cruises. Any items or charges not paid for through the Chase Travel Center will not qualify. Travel purchases through FROSCH and its family of travel companies will not qualify. Any portion of your travel purchase paid for using points will not qualify. You may see “Chase Travel” in marketing materials to refer to Travel purchased through the Chase Travel Center. To see a breakdown of your Travel purchased through the Chase Travel Center, see your Rewards Activity on Chase.com and your card billing statement.

Purchases in this category include electric, household fuel, water, and sanitation services, internet, cable, satellite television and radio, cellular, wireless data, and landline services. Merchants that sell utility-related goods and services are not included in the utilities category; for example, electronics or other retail stores and merchants offering maintenance and cleaning services. In addition, if you purchase or pay for your internet, cable and satellite television, phone or related services in a merchant's store that is not registered by the merchant in the applicable services category, the purchase or payment will not qualify; for example, phone bill payments in a merchant's store that is classified as a telephone equipment store.

Merchants in this category operate warehouse-style retail stores, sell in bulk, and concentrate on price appeal. These merchants sell a full range of household goods and merchandise, groceries, furniture, electronics, appliances, and auto supplies. These merchants may or may not have membership requirements. Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category.